Financial Planning for Business Managers, Directors & C‑Level Executives
Managing the financial complexity that comes with a demanding career.
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Senior leadership comes with a financial picture that looks nothing like a standard employee’s.
Between equity compensation, deferred pay, a higher tax bracket, and a schedule that leaves little time to manage any of it personally, the financial side of a demanding career can quietly become as complicated as the job itself.
We work with business managers, directors, and C-level executives to bring that complexity into one coordinated plan, so your compensation, investments, and taxes work together instead of being handled piecemeal.
What We Help Executives Manage
Equity compensation.
Restricted stock units, stock options, and other equity awards each come with their own tax treatment and timing decisions. We help you understand what you’re holding and when to act on it.
Concentrated stock positions.
A large position in your employer’s stock adds real risk if too much of your net worth is tied to one company’s performance. We help you build a diversification plan that accounts for the tax cost of selling, not just the risk of holding.
Deferred compensation.
Nonqualified deferred comp plans offer valuable tax deferral, but the distribution decisions carry real consequences. We help you plan around them well before they come due.
High-income tax planning.
At senior income levels, small decisions can have an outsized tax impact. We coordinate with CPA partners to help minimize taxes and keep more of what you earn.
Retirement plan optimization.
Making full use of your 401(k), deferred comp, and any other employer-sponsored plans available to you.
Cash flow around liquidity events.
A vesting schedule, a bonus, or a business sale can create a large influx of cash at once. We help you plan for it in advance so it supports your goals instead of sitting idle or getting taxed inefficiently.
Risk and Legacy Planning for a Complex Financial Life
A senior career often means more to protect, not just more to manage day to day. We help you evaluate the insurance and risk management strategies that fit your situation, and we build an estate and legacy plan that keeps you in control of what you leave behind and avoids probate wherever possible.
Manage day to day
- Compensation
- Investments
- Taxes
One coordinated plan
- Insurance & risk management
- Estate & legacy planAvoids probate wherever possible
More to protect
Our Approach
We start by understanding your personal goals and let those drive your investment strategy, not the other way around. Our fee structure is designed to provide transparent advice without compensation tied to selling particular financial products. We also keep our own assets invested alongside our clients’, so our incentives stay aligned with yours over the long run.
Your goals drive the strategy
Transparent advice
Our assets invested alongside yours
Common questions
Executive Financial Planning FAQs
Straight answers to the questions executives ask us most about equity, taxes, and time.
Got more questions?
Ask us anythingHow should I handle vested stock from my employer?
It depends on your overall concentration risk, your tax situation, and your broader goals. We typically recommend a diversification plan that gradually reduces a concentrated position, weighing the tax cost of selling against the risk of holding too much in one company.
What’s the difference between RSUs and stock options for tax purposes?
RSUs are generally taxed as ordinary income when they vest. Stock options are taxed differently depending on the type, and when you exercise can significantly affect your tax bill. We walk through your specific awards with you before you act.
Should I participate in my company’s deferred compensation plan?
It can be a valuable tax deferral tool. Still, it comes with real tradeoffs, including the risk of being an unsecured creditor of your employer and limited flexibility once you elect a distribution schedule. We help you weigh those tradeoffs against your full financial picture.
How do you help reduce my tax bill as a high earner?
We coordinate with CPA partners on personalized tax planning, including strategies around retirement contributions, charitable giving, timing of equity compensation, and account location, all aimed at minimizing taxes and maximizing what you keep.
I don’t have much time to manage my finances. How hands-on do I need to be?
Not very. Our goal is to build a plan and manage it on an ongoing basis, so you can stay focused on your career while we handle the coordination. We’ll bring decisions to you when they matter and manage the rest.
Do you work with executives outside the Calabasas area?
Yes. While we’re based in Calabasas, California, we work with clients across the country.
Words from Our Clients
Independent Google reviews from those who trust us with their financial future.
“Alano has been managing my now quite sizeable Schwab rollover IRA and revocable trust accounts for 11 years. I’ve left practically all investment choices to him. The funds have grown substantially under his guidance. He and his staff have always been available and responsive to any requests I have for documents or explanations.”
— Donald S.
This is an unpaid solicited client testimonial. The client has had a financial relationship with Alano Massi for over 10 years and is providing his opinion. A client testimonial does not guarantee future investment success and should not be that any client or prospective client will experience a higher level of investment performance. This may present a conflict of interest as this particular client’s experience may or may not be the same as another client’s experience.
“I have worked with Alano Massi for several years and it has been an exceptional experience. Alano is very professional and knowledgeable, and he always makes time to understand my specific goals. Alano and his staff provide prompt and friendly communication, always available to answer my questions and ease my concerns.”
— Sarah C.
This is an unpaid solicited client testimonial. The client has had a financial relationship with Alano Massi for over 7 years and is providing her opinion. A client testimonial does not guarantee future investment success and should not be that any client or prospective client will experience a higher level of investment performance. This may present a conflict of interest as this particular client’s experience may or may not be the same as another client’s experience.
Financial Resources for Business Managers, Directors & C‑Level Executives
Let’s Bring Your Financial Life Into One Plan
Schedule a complimentary consultation and see how we can help simplify the financial side of a demanding career.